Payment Terms & Conditions

1. Acceptance of Terms

1.1 Methods of Acceptance

You accept and agree to be bound by these Terms through any of the following actions:

• Clicking any payment button, link, or call-to-action on any website, page, or platform operated by or associated with LimitlessAI or LimitlessAI LLC;
• Initiating any payment process regardless of whether the transaction is completed on this website or via redirect to any third-party payment processor, gateway, or hosted checkout page (including but not limited to Authorize.net, Stripe, PayPal, Square, or any other payment service);
• Submitting payment information of any kind, including credit card numbers, debit card numbers, bank account details, or any other payment credentials;
• Authorizing a charge through any means, electronic or otherwise;
• Completing a transaction or receiving a transaction confirmation;
• Accessing payment-related services through links provided by LimitlessAI or its affiliates.

1.2 Constructive Acceptance

You acknowledge that proceeding past any payment initiation point constitutes constructive acceptance of these Terms, even if:

• You did not explicitly check a box or click an "I agree" button;
• The final transaction occurs on a domain other than limitlessai.cloud;
• You were redirected through multiple websites or payment gateways;
• You claim not to have read these Terms;
• You completed the transaction on behalf of another party;
• You used delegated access, shared credentials, or authorized another to act on your behalf;
• LimitlessAI or LimitlessAI LLC was unaware that you were using the checkout system at the time of the transaction.

1.3 Age and Capacity

By submitting any payment, you represent and warrant that you are at least 18 years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into this binding agreement.

2. Definitions

For the purposes of this Agreement:

• "LimitlessAI" refers to LimitlessAI, a business division of LimitlessAI LLC, conducting business operations related to payment processing and service onboarding.
• "LimitlessAI LLC" refers to the parent company, a limited liability company organized under the laws of Ohio, with its principal place of business at 46 Shopping Plz, Chagrin Falls, OH 44077.
• "Payment" refers to any transfer of funds, authorization of charges, or submission of payment credentials initiated through our systems.
• "Payment Processor" refers to any third-party service used to facilitate payment transactions, including but not limited to Authorize.net.
• "Transaction" refers to any payment activity, whether pending, completed, declined, refunded, or disputed.
• "Chargeback" refers to any dispute, reversal, or reclaim of funds initiated through a card network, bank, or financial institution.
• "New Customer Onboarding" refers to the administrative fee associated with establishing a customer relationship with LimitlessAI, as further described in Section 4.

3. Scope of Agreement

3.1 Universal Application

These Terms apply to:

• Any payment initiated, submitted, or completed from this website;
• Any payment processed via redirect to a third-party processor;
• Any payment made through hosted checkout pages, embedded payment forms, or payment links;
• Any recurring, subscription, or installment payments;
• Any payment made regardless of the payment method used (credit card, debit card, ACH, wire transfer, cryptocurrency, or any other method).

3.2 Third-Party Processor Transactions

You expressly acknowledge and agree that transactions processed through third-party payment processors (including but not limited to Authorize.net) remain subject to these Terms. The use of a third-party processor does not diminish, alter, or void any provision of this Agreement. You agree that clicking a payment link that redirects to a third-party processor constitutes acceptance of these Terms as if the transaction were completed entirely on this website.

3.3 Reference and Accessibility

These Terms are available at https://limitlessai.cloud/payment-terms.html and are referenced on all pages where checkout or payment is initiated. You acknowledge that you have had the opportunity to review these Terms prior to submitting any payment.

4. Services & New Customer Onboarding

4.1 New Customer Onboarding Fee

The "New Customer Onboarding" fee represents an administrative charge for establishing a customer relationship with LimitlessAI. You expressly acknowledge and agree that:

• The New Customer Onboarding fee is a non-refundable administrative fee;
• This fee does not deliver, represent, or serve as any physical product, digital product, tangible good, or material deliverable;
• This fee does not obligate LimitlessAI to perform any specific service, deliver any specific output, or provide any particular result;
• Payment of this fee constitutes the complete and final satisfaction of the transaction from LimitlessAI's perspective;
• LimitlessAI is entitled to retain the full amount of the fee upon receipt, with no obligation to provide further consideration;
• The transaction is considered complete and fulfilled upon the successful processing of payment, regardless of whether the Customer receives any additional services, communications, or materials from LimitlessAI;
• This fee applies regardless of whether LimitlessAI had prior knowledge of the Customer's use of the checkout system.

4.2 No Obligation of Performance

LimitlessAI's business model as a consulting and administrative services company means that payment acceptance constitutes complete fulfillment of the transactional obligation. The Company has no further duty to perform, deliver, communicate, or provide any additional service, product, or benefit following receipt of payment.

4.3 Customer Acknowledgment

By submitting payment, you acknowledge that you understand and accept the nature of the New Customer Onboarding fee as described herein, and you waive any claim that you were entitled to receive any product, service, or deliverable in exchange for this payment.

5. Payment Terms

5.1 Authorization

By submitting payment information, you authorize LimitlessAI and its payment processors to charge the specified amount to your designated payment method. This authorization is irrevocable once the transaction is initiated.

5.2 Payment Finality

All payments are final and non-refundable unless otherwise required by applicable law that cannot be waived by contract. You agree that once a payment is processed:

• The transaction is complete;
• You have no right to reverse, cancel, or modify the payment;
• LimitlessAI is under no obligation to return any portion of the payment.

5.3 Currency and Fees

All amounts are in United States Dollars (USD) unless otherwise specified. You are responsible for any currency conversion fees, bank fees, or other charges imposed by your financial institution.

6. Indemnification and Hold Harmless

6.1 Full Indemnification

You agree to fully indemnify, defend, and hold harmless LimitlessAI, LimitlessAI LLC, and their respective officers, directors, employees, agents, shareholders, members, affiliates, successors, and assigns (collectively, "Indemnified Parties") from and against any and all:

• Claims, demands, actions, suits, or proceedings;
• Losses, damages, liabilities, judgments, and awards;
• Costs and expenses, including reasonable attorneys' fees and expert witness fees;
• Penalties, fines, or regulatory actions;
• Any other harm or loss of any kind;

arising out of or relating to:

• Your payment activity, including any transaction initiated, completed, or attempted;
• Any chargeback, dispute, reversal, or reclaim of funds;
• Any allegation of unauthorized use, fraud, or misuse;
• Any breach or alleged breach of these Terms;
• Any third-party claim related to your payment;
• Any action by payment processors, card networks, or financial institutions.

6.2 Scope of Protection

This indemnification specifically includes, without limitation, protection against claims arising from:

• Unauthorized cards: Use of a payment card without the cardholder's authorization;
• Stolen cards: Use of payment credentials obtained through theft;
• Third-party misuse: Any unauthorized use by parties other than the legitimate cardholder;
• Card sharing: Use of shared or borrowed payment credentials;
• Delegated access: Authorization given to others to use payment methods;
• Misleading representations: False statements made to the cardholder about the transaction;
• User misunderstanding: Claims of confusion regarding the nature of the transaction;
• Fraud: Any fraudulent activity associated with the payment;
• Misuse by any party: Any improper use of payment systems or credentials by any person.

7. Assumption and Shift of Financial Liability

7.1 Your Assumption of Liability

You expressly agree to assume all financial responsibility associated with your payment activity, including but not limited to:

• Chargebacks and reversals;
• Payment processor penalties;
• Card network fines;
• Bank fees and charges;
• Collection agency fees;
• Fraud investigation costs;
• Dispute resolution expenses;
• Legal fees incurred by LimitlessAI in connection with your transaction;
• Any other financial impact resulting from your payment activity.

7.2 Merchant Liability Acknowledgment

You acknowledge that payment processors and card networks may hold LimitlessAI (as the merchant of record) contractually liable for certain payment-related issues. You agree that:

• While processors may pursue claims against LimitlessAI, you contractually assume and agree to reimburse all such liability;
• You will promptly indemnify LimitlessAI for any amounts paid or payable to processors, card networks, or financial institutions;
• Your obligation to reimburse includes the full amount of any chargeback, plus all associated fees, penalties, and costs;
• This reimbursement obligation is unconditional and not subject to any defense or setoff.

7.3 Collection Rights

If you fail to reimburse LimitlessAI for any amounts owed under this Section, LimitlessAI reserves the right to pursue collection through all available legal means, including but not limited to collection agencies, small claims court, civil litigation, and reporting to credit bureaus where permitted by law.

8. Unauthorized Use and Third-Party Actions

8.1 Your Responsibility

You are solely responsible for all activity conducted through your payment method, including:

• Transactions you authorize directly;
• Transactions authorized by anyone you permit to use your payment credentials;
• Transactions resulting from your failure to secure your payment information;
• Any transaction where your payment method is used, regardless of whether you personally initiated it.

8.2 No Reliance on Third-Party Claims

You agree that you may not rely on claims that a third party used your payment method without authorization as a defense against these Terms. If you believe your payment credentials were compromised, your recourse is against the unauthorized user, not against LimitlessAI.

9. Refund, Reversal, and Cancellation Policy

9.1 Absolute Finality

You acknowledge and agree that:

• All payments are final, non-refundable, and irrevocable;
• No refunds will be issued for any reason, including buyer's remorse, misunderstanding, dissatisfaction, or any other claim;
• No reversals or cancellations will be honored once payment is submitted;
• You waive any right to request, demand, or receive a refund.

9.2 Waiver of Chargeback Rights

To the fullest extent permitted by law, you waive any right to initiate a chargeback, dispute, or reversal through your card issuer, bank, or any other financial institution. You agree that initiating a chargeback after accepting these Terms constitutes a breach of this Agreement and may subject you to liability for all resulting costs and damages.

9.3 Processor Chargebacks

If a chargeback is filed despite your agreement to these Terms:

• You remain liable for the full transaction amount plus all chargeback fees;
• You agree to cooperate with LimitlessAI in disputing the chargeback;
• If the chargeback is successful against LimitlessAI, you agree to immediately reimburse the full amount plus costs;
• LimitlessAI may pursue collection actions against you.

10. Dispute Resolution and Arbitration

10.1 Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration in Cuyahoga County, Ohio.

10.2 Arbitration Procedures

The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures, or by another mutually agreed-upon arbitration provider. The arbitrator's decision shall be final and binding.

10.3 Waiver of Jury Trial

YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY in any litigation arising out of or relating to this Agreement.

11. Class Action and Collective Action Waiver

11.1 Individual Claims Only

You agree that any claims against LimitlessAI must be brought in your individual capacity and not as a plaintiff or class member in any purported class action, collective action, representative action, or private attorney general action.

11.2 No Class Arbitration

The arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of class or representative proceeding.

11.3 Waiver of Right to Participate

You waive any right to participate as a class member in any existing or future class action or collective action against LimitlessAI or any Indemnified Party.

12. Force Majeure

12.1 Events Beyond Control

LimitlessAI shall not be liable for any failure or delay in performing any obligation under this Agreement if such failure or delay results from events beyond LimitlessAI's reasonable control, including but not limited to:

• Natural disasters: Earthquakes, floods, hurricanes, tsunamis, volcanic eruptions, wildfires, or other acts of nature;
• Pandemics and health emergencies: Epidemics, pandemics, quarantines, or public health emergencies;
• Wars and conflicts: War, invasion, hostilities, acts of terrorism, civil war, riots, insurrection, or military action;
• Government actions: Government orders, laws, regulations, embargoes, sanctions, or actions by regulatory authorities;
• Infrastructure failures: Power outages, telecommunications failures, internet outages, or utility interruptions;
• Cyberattacks: Hacking, denial of service attacks, ransomware, or other malicious cyber activities;
• Financial system failures: Banking system failures, payment processor outages, or card network disruptions;
• Labor disruptions: Strikes, lockouts, or labor disputes;
• Extreme weather: Severe weather events, climate emergencies, or meteorological phenomena;
• Catastrophic events: Nuclear incidents, explosions, fires, or other catastrophic occurrences;
• Unforeseeable circumstances: Any other events that are unforeseeable, unavoidable, and beyond LimitlessAI's reasonable control.

12.2 Continuation of Obligations

Your payment obligations and indemnification duties under this Agreement shall remain in full force and effect regardless of any force majeure event affecting LimitlessAI.

13. Survival of Terms

13.1 Indefinite Survival

The provisions of this Agreement shall survive indefinitely and remain enforceable regardless of:

• The completion or non-completion of any transaction;
• The termination of any business relationship;
• The dissolution, reorganization, or change in status of LimitlessAI or LimitlessAI LLC;
• The passage of time;
• Any external events or circumstances.

13.2 Specifically Surviving Provisions

Without limiting the foregoing, the following provisions shall specifically survive: Sections 6 (Indemnification), 7 (Liability Shift), 9 (Refund Policy), 10 (Dispute Resolution), 11 (Class Action Waiver), 12 (Force Majeure), and 14 (Governing Law).

13.3 Successors and Assigns

This Agreement shall be binding upon and inure to the benefit of the parties and their respective successors, assigns, heirs, executors, and legal representatives.

14. Governing Law and Jurisdiction

14.1 Applicable Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Ohio, United States of America, without regard to its conflict of law principles.

14.2 Exclusive Jurisdiction

Subject to the arbitration provisions herein, any legal action or proceeding arising under this Agreement shall be brought exclusively in the state or federal courts located in Cuyahoga County, Ohio, and you hereby consent to personal jurisdiction in such courts.

14.3 Severability

If any provision of this Agreement is found to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall continue in full force and effect.

14.4 Entire Agreement

This Agreement constitutes the entire agreement between you and LimitlessAI regarding payment transactions and supersedes all prior agreements, understandings, and representations.

15. Contact Information